
I was in a year round Christmas store recently. They had a lot of fancy Christmas ornaments and other items. Many or these were made of glass or otherwise appeared very fragile. In every section of the store was signage that said, “You break it, you buy it.” Some of these items were really expensive and I walked very gingerly throughout the store. It was almost a relief to get outside unscathed.
You break it, you buy it can apply to a lot of areas of life. That includes Illinois workers’ compensation law. A recent caller to our office is a great example why.
Long story short is that she had a lifting injury resulting in a hernia that required surgery to repair it. That part of the case and surgery went fine. The problem was that there were post surgery complications including blood in her urine, diverticulitis, and severe intestinal pain.
The work comp insurance company is balking at paying for additional treatment for her for these post surgery complications. The problem for them is that the saying of “you break it, you but it” applies to Illinois work comp cases too.
In other words, any injury that stems from the original injury is part of the work comp case. That means that any post surgery complications that would not have happened without the surgery are part of the work comp case.
So all of the medical care that is related to this should be covered by work comp insurance. They are trying to argue that she had diverticulitis before this, but the reality is that it was not something that required any medical care in any way for years for her. This surgery triggered the need for additional care. It’s just as much a part of the work comp case as the hernia injury itself.
And if for some reason this becomes a permanent, life altering injury, they will have to pay for that too. As long as your problem can be traced back to the original work related injury, it is all a part of one case.
This scenario is a lot more common than you think. It might not always be an intestinal injury, but could also be PTSD, arm injuries from being placed in a weird way during surgery, foot drop from a spinal surgery, sepsis from infections during surgery or even death.
The job of the insurance company is to look out for their bottom line. That is why they fought this case and will usually fight any similar situation. They are hoping that you as an injured worker will not know your rights. But the reality is that they do not usually have much to stand on when push comes to shove. They will need a credible doctor to state that the surgery did not result in these other problems needing medical care. That is a huge hill for them to climb.
So if this happens to you, do not stress. It is a solvable problem and one we would love to help you with. Please call us any time for a free case review at 312-346-5578.








